Divorce

Going your separate ways? We’re here to help. A separation often raises many financial questions. What happens to the home and the mortgage? Who will stay, and who will move out? Will you choose to buy out your partner or sell the property? The advisors at de Kredieter provide clear insight and personal advice, so you’ll know exactly where you stand.

Divorcing? Make sure your mortgage and finances are properly arranged.

A separation often has a major impact on your financial situation, including your monthly payments and mortgage type. Where you previously shared the costs, the responsibility may now fall to one person. Is the mortgage in both names? In many cases, a new mortgage type will need to be arranged.

Due to changes in legislation since 2013, a new mortgage must be repaid on an annuity or linear basis to remain eligible for mortgage interest tax relief. This can affect your monthly payments and borrowing capacity.

But the mortgage is not the only thing that changes. Consider questions such as:

How will assets be divided? And any joint loans?
Have pension rights been equalised?

The most important thing is to reach clear agreements together. If you’d like support in this process, we can connect you with an experienced, certified mediator.

Once your agreements are recorded in a divorce settlement agreement or deed of division, we’ll review your new mortgage options together.

Book an appointment with an advisor.

Sarah Kalpoe

Online Marketer / Secretariat Employee

Milou Veenekamp

Secretariat Employee

Mei-Ling Teunisse

Secretariat Employee

See the entire team