Your home and divorce
A divorce can have huge consequences for your monthly outgoings and your mortgage type, among other things, especially in view of the changes to legislation and regulation in 2013. Since 2013 it is mandatory to repay a new mortgage over 30 years either through an annuity or on a straight-line basis. Only in this case are you entitled to mortgage interest relief.
Instead of the costs being borne by two people, in case of a divorce one person has to bear the burden. If the mortgage is in both your names, you will have to take out a new type of mortgage.
The mortgage is of course not the only thing that will change if you divorce. What are the arrangements with respect to:
- The children? Will there be co-parenting?
- Allocation of capital or loans?
- Are the pensions equalised?
The most important thing is that you both come out of the situation in good shape. If you wish to engage an intermediary for this, we can put you in contact with a certified mediator.
If everything has been discussed and established in the deed of division or a divorce agreement, we can consider your possibilities. Make an appointment
to discuss this with one of our specialists.
Get advice if you are getting divorced