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Second (or more) time buyer

Looking for a new home? Then you’re a second time (or more) buyer. If you already own a property with a mortgage and are planning to move, you’re considered a second time (or more) buyer. Someone who has been through the mortgage process before. Whether that was years ago or more recently, it’s always wise to speak with a financial advisor again. Together, we’ll clearly map out your current situation and explore your options.

Buying a new home? We’ll guide you every step of the way — from A to Z.
Mortgage rules have changed significantly in recent years. Even if you’ve bought a home before, there may now be new options and conditions to consider. As a second time (or more) buyer, you often have more flexibility when it comes to mortgage types, but you may also face additional rules, exceptions or transitional arrangements. That can feel complex, but with the right advisor by your side, it doesn’t have to be.

Our mortgage experts know the latest laws and regulations inside and out, and will provide advice that perfectly fits your personal situation.

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What do we discuss during your mortgage consultation?

During a personal consultation, we take a close look at your complete financial situation and determine which mortgage structure best suits your needs. Topics we’ll cover include:

  • Mortgage type: Can you transfer your existing mortgage?
  • Residual debt: Is it possible to finance any remaining debt?
  • Term: What is the maximum duration of your new mortgage?
  • Insurances: Which existing insurance policies can, or should, you keep?
  • Bridge loan: To what extent is a bridging loan available and advisable for you?
  • Home equity rule: Are you required to use the equity from your current home for your new property?

In short, you’ll get clear answers to all the key questions that come up when buying a new home.

The many faces of good advice Our specialists

Martin van de Biezen

Financial Advisor / Partner

Ronald Bieger

Financial Advisor / Partner

Mark Picavet

Financial Advisor / Partner

Daan van den Berg

Financial Advisor / Partner

Elke Wienke

Financial Advisor

Sam van Maanen

Financial Advisor

Britt Stoop

Assistant Financial Advisor

Stijn van den Berg

Assistant Financial Advisor

Jippe de Looze

Assistant Financial Advisor

Jay-Jay Groen

Assistant Financial Advisor

Tim Grootjen

Assistant Financial Advisor

Pieter David

Financial Advisor

Ranti Suyker

Financial Advisor

Saar Hulsman

Secretariat Employee

Sarah Kalpoe

Online Marketer / Secretariat Employee

Milou Veenekamp

Secretariat Employee

Mei-Ling Teunisse

Secretariat Employee