VVP Advice Award nomination


De Kredieter is one of three offices nominated for the VVP Advice Award 2024 in the category of the most customer-oriented mortgage advice office in the Netherlands. This nomination recognizes our long-standing commitment to excellence in both mortgage advice and customer service, and would not have been possible without our fantastic team, our loyal banking relationships and broker friends, and of course our valued clients. The final of the Advice Award election is on October 1. Click here for more information.
De Kredieter | Within 24 hours an appointment without obligations, Within 24 hours
an appointment without obligations,
De Kredieter | Specialist in mortgages for self-employed persons and expats Specialist
in mortgages for self-employed persons and expats
De Kredieter | 100% independent financial advice. 100% independent
financial advice.

A mortgage with a variable income


In some cases, the composition of your salary cannot be established by simply sending in a salary statement. Your variable income can sometimes be included in the calculation of the amount of your mortgage.

Make an appointment without obligation

Fluctuating income


If you have a job with a variable pay component, each lender applies different rules. For example, if you receive a bonus, earn commission or participate in a profit-sharing scheme. Do you need this variable component to qualify for the Code of Conduct for Mortgage Loans test but not in order to afford the monthly costs of your mortgage? Then we will look at the possibilities at each lender for including the variable component.

Be aware that there are significant differences between one lender and another. It may therefore be the case that you cannot get a mortgage from your own bank but this will be possible from another lender. Make an appointment and we will look at the options together. We will certainly find a match with a financier that suits your situation.

Consider the options together?
Questions?
Contact us.
Call us
+31(0)20 - 575 33 20
Mail us
info@kredieter.nl
Visit us
George Gershwinplein 4
1082 MV Amsterdam

De Kredieter B.V. Within 24 hours an appointment without obligations, Within 24 hours
an appointment without obligations,
De Kredieter B.V. Specialist in mortgages for self-employed persons and expats Specialist
in mortgages for self-employed persons and expats
De Kredieter B.V. 100% independent financial advice. 100% independent
financial advice.
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