100% independent

COVID-19 restrictions


Beware! Because of restrictions due to Covid-19 we strongly implore you, that in case you show any flu symptoms, not to visit our office. If you have an appointment at our office we kindly recommend that you call us, so we can look at an alternative way to resume the appointment. Thank you for understanding.
De Kredieter | Within 24 hours an appointment without obligations, Within 24 hours
an appointment without obligations,
De Kredieter | Specialist in mortgages for self-employed persons without personnel. Specialist
in mortgages for self-employed persons without personnel.
De Kredieter | 100% independent financial advice. 100% independent
financial advice.

Mortgage advice from de Kredieter


The office of de Kredieter is at a unique location in the World Trade Center in Amsterdam. A team of experienced mortgage advisers is available every business day to inform, advise and guide you through your mortgage application. Whether you are a first-time buyer or are considering refinancing your mortgage. With De Kredieter, you can be sure of a solution that is right for you.

About de Kredieter


De Kredieter was founded by Frank Bakker in 1995, originally with the intention of helping start-up businesses to obtain finance. Later on, de Kredieter grew into a specialist, independent mortgage advice agency.

The office of de Kredieter now has 7 experienced mortgage advisers. Each of them specialises in one or more aspects of the profession. Our advisers are supported by an expert back-office team that knows exactly what the banks want and need. They make sure that your application is dealt with quickly and correctly.


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Introduction to the team at de Kredieter


Martin van de Biezen

Financial adviser
Co-owner Martin discovered his interest in financial services as a result of a second job at an insurance firm. After obtaining the necessary diplomas and certificates, he started as a mortgage adviser.
Mail Martin van de Biezen De Kredieter | LinkedIn account Martin van de Biezen

Ronald Bieger

Financial adviser
Besides his daily work as a mortgage adviser, Ronald gives courses for the members of the Association of Amsterdam Estate Agents (Makelaarsvereniging Amsterdam (MVA)) together with Martin. He thus shares his knowledge of mortgages, insurance and financial planning. Ronald became a partner at de Kredieter in 2007.
Mail Ronald Bieger De Kredieter | LinkedIn account Ronald Bieger

Erik Heck

Financial adviser
Before joining De Kredieter, Erik was an internal account manager at Nationale Nederlanden. He joined us when De Kredieter was looking for an adviser with knowledge of mortgages for self-employed persons.
Mail Erik Heck De Kredieter | LinkedIn account Erik Heck

Frans Saas

Financial adviser
After studying law, it turned out that Frans had a greater affinity with financial services. In the office he is known as the walking encyclopaedia, because of his huge general knowledge.
Mail Frans Saas De Kredieter | LinkedIn account Frans Saas

Anne-Fleur Schotema

Financial adviser
Anne-Fleur previously worked at Rabobank as a representative for intermediaries and project developers. At De Kredieter, she looks at things with the completely different perspective of the intermediary rather than as a lender.
Mail Anne-Fleur Schotema De Kredieter | LinkedIn account Anne-Fleur Schotema

Mark Picavet

Financial advisor
Mark worked at SNS Bank for four years before joining De Kredieter as a financial advisor. Now that he is no longer tied to specific parties, he provides independent financial advice, appropriate to your situation and wishes.
Mail Mark Picavet De Kredieter | LinkedIn account Mark Picavet

Sonny Bijl

Financieel adviseur
After years as a Financial Advisor and Sustainable Living Advisor at Rabobank, Sonny has made the switch to De Kredieter. Thanks to his many years of experience, he knows how to identify your wishes and needs perfectly and in this way help you as well as possible in realizing your dreams and goals, in an independent manner.
Mail Sonny Bijl

Saskia Lievaart

Back office employee
Saskia joined de Kredieter shortly after its beginning in 1995. Fortunately she never left. She monitors the progress of mortgage applications and maintains contacts with banks, clients, civil-law notaries and estate agents.
Mail Saskia Lievaart

Fleur Stegers

Financial Office Assistant
Fleur is bezig met het afronden van haar bedrijfskundige studie. Deze studie sluit goed aan bij de werkzaamheden en competenties van dit vak. Fleur heeft het voornemen om zich de komende jaren verder in het vak te ontwikkelen en is gelukkig al in het bezit van de vakinhoudelijke diploma’s die zij o.a. bij ABN AMRO heeft behaald.
Mail Fleur Stegers

Samantha Schuurman

Financial Office Assistant
The spontaneous Samantha is one of the new faces at De Kredieter. Samantha is a true centipede and an expert in administrative work. Her numerical insight, accuracy and customer friendliness come in handy in supporting the financial advisors.
Mail Samantha Schuurman

Elke Wienke

Financial Office Assistant
During her studies, Elke already worked at the secretariat of De Kredieter. After obtaining her master's degree in Tax Law, she started working as a tax advisor at BDO. She has recently returned to her old nest and will continue to use her (tax) knowledge at De Kredieter.
Mail Elke Wienke

Obilot Geuljans

Secretariaat

Anne-Claire van den Berg

Secretariaat

Noor Bilstra

Secretariaat

Frank Bakker

Founder & ambassado
Frank founded De Kredieter after completing his degree in Economics at the Free University in 1995. After more than 20 years as a mortgage advisor, he decided to work on other projects. Frank is one of our most important ambassadors.
De Kredieter | LinkedIn account Frank Bakker
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